home > articles > articles by michelle dunn > 10 steps to take if you are a victim of identity theft
By Michelle Dunn
E-mail Michelle Dunn
What can I do if I am already a victim of ID theft? Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file.
- Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies!
- File a police report in each jurisdiction the theft occurred
- Send copies of the report to your creditors or anyone that requires proof of the crime
- File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office
- Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org
- Request a new driver’s license from the state of motor vehicles and have a fraud report attached to your driving record.
- Notify check-verification firms about any fraudulent checks:
International check service 800-526-5380
Telecheck 800-927-0755
Certegy Check Services 800-437-5120
- Call 1-888-CALL-FCC and file a complaint.
- Change your passwords and PIN immediately.
Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.
She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle’s services or to order any of her books please email her at michelle@michelledunn.com or visit www.michelledunn.com & www.credit-and-collections.com
home > articles > articles by michelle dunn > 10 steps to take if you are a victim of identity theft |
