FREE Sample Dispute Letter - Credit Bureau

Use this FREE sample letter as a guide to write to the credit bureaus about any errors on your credit report. The credit bureaus are:

Equifax, P.O. Box 105873, Atlanta, GA 30348-5873

Experian Information Solutions, P.O. Box 949, Allen, TX 75013-0949

TransUnion, P.O. Box 390, Springfield, PA 19064-0390

Date

Your name

Your adress

Complaint Department

Name of Credit Bureau

Address

Dear :

I am writing to dispute items on my credit report. The items I dispute are circled on the attached copy of the credit report I received.

List your items here, name, type of item, such as judgement, loan

The item(s) are innaccurate because (describe what the error is) I am requesting that this item be deleted and removed from my credit report.

Enclosed are copies of (list documentation you have proving this is an error, such as cancelled checks showing the debt was paid, court documents etc.) supporting my claim. Please investigate this matter and remove the disputed item as soon as possible.

Sincerely,

You

Enclosures: (list what you enclose here)

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